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Top 10 Wallet Apps to Organize Finances
Personal finance is a crucial monetary aspect that is often ignored. Many people find themselves in a clueless position at month-end trying to understand the expenditure heads. While this can be done manually, it's 2022 and there are tons of budgeting wallet apps that allow the users to keep track and often notify them about expenditure and over expenditure. In this article, let's take a look at 10 popular wallet apps for money management. With these apps you can keep the monthly budget and expenditure in check.
Top Personal Finance Apps to Manage Your Budget
Mint
The first on the list is Mint (https://mint.intuit.com/). This is a personal expense tracker for those who solely transact in cards. The special feature of mint is that users can connect their debit or credit cards on mint and it will automatically track the pattern of expenditure over time.
Based on the expenditure habit, the app will suggest different budget plans as well as give an overview of the credit rating and score of the user. Overall, this is a nifty little app that works in detail to control and regulate the expenditure habits of card users.
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Goodbudget
Goodbudget is different from most wallets in the sense that it actively doesn’t track the expense of the user. Rather it uses the envelope budgeting system. Here, the users will assign a certain budget to each expenditure head or envelope. The users will be notified once the envelope threshold is crossed.
Unlike Mint, Goodbudget (https://goodbudget.com/) doesn’t require the user to connect their bank details. Users can simply determine how much they want to spend in a given month and plan accordingly. Goodbudget has a premium version along with the free one for both iOS and Android. The paid version supports unlimited accounts and devices along with enveloping heads.
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Mobills
Mobills is another personal finance tracker. Created by David Mosiah and Carlos Terceiro in 2013, Mobills works as a micro tracker compared to the envelope budget system. This allows users to get expense data for every single day, rather than on the month-end.
Users have the flexibility to add their expense cap or bank information. For every transaction, users can either manually input the amount or it will automatically calculate based on the bank credentials. With over 1.5 million downloads on the Playstore, Mobills (https://www.mobillsapp.com/team) is available in 7 different languages with possible expansion in the future.
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EveryDollar
Every dollar is a finance tracker that believes no penny should be unaccounted for. This smart wallet goes over and beyond to ensure that the users have a healthy credit life as well as the best expenditure for each of their dollars.
Users can set a pre limit to the expense amount for a certain month. The app notifies the users about the expenses and budget allocations. Users can connect their bank credentials to get a bigger spending picture in one frame. There is also the useful feature of bill dues. But perhaps the key selling point of EveryDollar is the investment planning which comes with the paid version of the app. This app is compatible with both Android and iOS platforms.
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Spendee
Tracking personal finances is one thing but what about tracking for the entire household? This is where Spendee comes in. This intuitive budgeting wallet allows for a shared profile that syncs the spending of the family or friends in a single place.
The other features of Spendee are as usual. Here users can connect their bank credentials or input their own expenditure daily. There is a smart budget option that will intelligently cap the expense depending on the use case. The free version simply lets users log and view the expenses. However, the paid version allows alerts and notifications on spending as well as smart sync. You can use this money management app on both iOS and Android Smartphones.
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Fudget
Fudget is all about minimalism. While almost all the other budgeting wallets in this list offer some quirky and innovative features, Fudget (https://www.fudget.com/) is as simple as things get. It’s a simple logbook-like interface that has no syncing or credential registration option. In this app users will have to manually input their expenses on a daily basis on a calculator-like interface which will give them a pie chart like an expense schedule at the end of the month.
This app is perfect for those who want minimalism in their budgeting without the fancy linking features. This wallet app can work on both iOS as well as Android devices.
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PocketGuard
PocketGuard (https://pocketguard.com/) is another financial budgeting app that is heavy on minimalism. But unlike Fudget, it incorporates a lot of the features which are actually useful and provide a hands-free budgeting experience for the users.
Users can link their bank credentials with the app. The app calculates the net expendable amount after all the utility and bill expenses. It even has features for savings and investment. The pro version of the app even has a debt pay-off planner which is perfect for people looking to up their credit score. However, the premium version of the app is a bit higher compared to similar competitors. The budgeting app is suitable for iOS as well as Android platforms.
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Personal Capital
Personal Capital (https://www.personalcapital.com/) is not a budgeting app; but it has a feature that allows users to track their daily expenses. The app primarily focuses on wealth management and investment. The app lets users devise the best possible strategies based on existing spendable capital.
It also suggests different smart investment options based on the strategy as well as return expectations. Think of this as an expense tracker but for a large and long-run scheme. This free app is definitely the best portfolio management app on both iOS and Android platforms.
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YNAB
YNAB is another excellent zero-based budgeting application. This allows users to assign expenditures beforehand. Many people make the mistake of spending as per choice rather than spending with a plan. YNAB allows users to plan ahead of the expense schedule for the entire month. This helps users to stay within their planned scope of expenditure and not go overboard.
YNAB (https://www.youneedabudget.com/) comes with a monthly subscription or a yearly package for the pro version. However, the company allows students to use the app for one whole year for free.
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Monefy
The last on the list is Monefy (https://monefy.me/). This is another simple and minimalistic budgeting app that focuses on the bare basics. Users only get to set their net salary and daily expenditure here based on categories and heads.
Users can track their expense habits through the useful pie chart which highlights the percentage and amount of spending on the particular category. The app can be downloaded for free from the Playstore as well as the Appstore. There is also a pro version of the app which offers some additional features.
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Final Words
So far, we have discussed 10 Money Apps for 2022. Personal budgeting is something that should be practiced by all. These personal expenditure manament applications can be a good stepping stone to build up a healthy and cautious expenditure habit which will only benefit the users in the long run.
Top 10 Free Image Editor Apps in 2022
Who doesn’t love to look flawless on social media? Image editor apps are quite handy for those who travel and/or shop frequently and love to share their photos on social media like Instagram or Twitter. Though contemporary smartphones come with powerful cameras with remarkable optics, image editor apps can improve the high-resolution, color-balance, and clarity of the photos. These apps assist the users to capture, edit, and organize photographs on their smartphone or laptop. Let's checkout some of the most popular image editor apps in 2022.
Best Free Photo Editing Apps
Photoshop Express
The most perplexing program on this list is Photoshop Express. Simultaneously, the popularity of Photoshop and other Adobe picture restoration software precludes any dispute about their quality; on the other hand, the program is perplexing and produces less-than-optimal outcomes. While processing RAW files in Photoshop Express, the procedure quickly becomes an endurance test.
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Each action takes ten seconds or longer if you want to retouch your skin. Allow plenty of time and peace of mind since each touch to the picture generates a lag and causes the application to pause for at least thirty seconds.
Ribbet
Only a tiny fraction of users are familiar with this free picture editing tool, which is unfortunate since the program is well worth studying and debating. Ribbet is a desktop and mobile program, and many users believe it to be the greatest picture editing software for PC. The program is equipped with a fundamental set of tools for color correction, picture editing, and filter application.
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If you've worked with Snapseed's picture editing capabilities before, you'll instantly recognize them here. The development team seems to have just copied the UI design and functions - swipe sideways to activate the tool, up and down to pick it. You may experiment with filters while using this picture enhancer.
This is the quickest and most easy way to use filters. All filters are quickly engaged and applied, with no performance degradation.
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InstaSize
The app is positioned as both a photo editor and a tool for prepping images for Instagram publishing. You're surely aware that Instagram compresses photographs significantly during the upload process, and the quality of the "before" photo might be far greater than the one published. With InstaSize, you may publish photographs directly to Instagram without shrinking them.
Canva
Canva is a unique photo editor that runs in your computer browser and is excellent for converting your best photographs into cards, posters, invites, and social network posts. If interested in keeping a professional online presence, it's the right tool for you.
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Canva offers two levels, free and premium, although the free level is great for home users. Just join up with your email address, and you'll receive 1GB free cloud storage for your snaps and also designs, 8,000 templates to use and change, and two folders to keep work organized.
Fotor
Fotor is another free photo editor great for swiftly enhancing your images. If you want to retouch in a particular region, such as using the clone brush or healing tool, you are out of luck. However, if your requirements are straightforward, its stack of high-end filters shines.
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There's a flawless tilt-shift tool, for instance, as well as a slew of vintage and colorful color changes accessible through Fotor's ingenious menu system. You may also manually adjust curves and levels, but without the complexity associated with high-end tools.
Paint.NET
Believe it or not, more is not always better. Paint simplicity NET's is one of its strongest selling points; it's a lightweight, easy-to-use free picture editor that's great for simple jobs that don't need the raw power of programs like GIMP.
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While the UI is reminiscent of its namesake, Paint.NET has evolved over the years to include extensive editing features like layers, an undo history, a slew of filters, a plethora of community-created plugins, and a stunning 3D rotate/zoom capability for recomposing pictures.
PhotoScape
While PhotoScape may seem to be a very straightforward free picture editor, a quick glance at the main menu reveals a variety of features: raw conversion, photo splitting, and merging, animated GIF generation, and even an unusual capability for printing lined, graph, or sheet music paper.
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Naturally, the meat is in the picture editing. PhotoScape's UI is one of the most arcane of all the programs we've seen here, with tools organized in weird arrangements on pages. It makes no effort to emulate Photoshop and has fewer functions.
Pixlr X
Pixlr X is the successor to Pixlr Editor, one of our all-time favorite free online photo editors. Pixlr X improves upon its predecessor in a number of ways. To begin, it is HTML5-based rather than Flash-based, which means it will operate in any current browser. Additionally, it's snappy and well-designed, with a resemblance to Photoshop Express's interface and a choice of dark or light color schemes.
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Pixlr X enables you to fine-tune colors and saturation, sharpen and blur photographs, add vignette and frame effects, and merge several images. Additionally, there is layer support, which is not available in many free online photo editors, as well as a variety of painting and drawing tools—a fantastic option for even the most difficult jobs.
PiZap
PiZap's free online picture editor is accessible in HTML5 and Flash formats, making it compatible with any device. You may work with a picture from your hard drive, Google Photos, Facebook, Google Drive, Google Search, or a stock image store. This is an incredible selection, albeit some of the stock photographs are only accessible to paid customers, and you should be aware of copyright concerns if you use a photo directly from Google Images.
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The editing interface of piZap is dark and sleek, with a major emphasis on sliders for rapid modifications — a technique that works considerably better on a touchscreen tablet than fiddly icons and drop-down menus.
GIMP
GIMP is the greatest open-source picture editor available. It's jam-packed with the kind of image-editing features seen in commercial software, and more are introduced daily.
Layers, masks, curves, and levels are all included in the picture editing toolbox. With the superb clone stamp and healing tools, you can simply erase faults, create custom brushes, alter perspective, and modify isolated sections using smart selection tools.
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PhotoDirector
Whether someone likes taking photographs on their phones or has made a career as a professional photographer, he or she should expect the best from their photo editing app or software. Creating astonishing Photoshop-like effects does not need the most costly and sophisticated picture editing tools available.
Regardless of a user's level of skill, PhotoDirector simplifies basic editing and complex graphic effects. PhotoDirector provides an unsurpassed editing experience, from one-click adjustments to AI-powered sky replacement and more.
Bottom Line
So far, we have discussed a bunch of top-rated image editor apps. You can use these apps on smartphones. These image editor apps offer standard-level photo editing capabilities. Choose the one which best suits your needs.
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Likee’s Partners Meetup 2021 ends
Short-video creation and sharing app Likee organized Partners Meetup 2021 to bring together prospective partners from different industries including media and communication, music label, OTT platforms and others to explore future collaborations.
The meet up was held at city’s Hotel Bengal Canary on Tuesday.
The event came to an end with a call for future mutual collaborations between Likee Bangladesh and different businesses for tapping into greater potentialities.
Also read: Short video platforms are new way of building communities: Head of Likee Operations in Bangladesh
All the high officials of Likee Bangladesh including Masud Rana, Head of BusinessDevelopment of Likee Bangladesh and the representatives from different business partnerssuch as Dhaka Post, CMV Music, CMV Drama, Eagle Music, Eagle Premier, VisualSceneBD,Fahim Music, Bongo BD, CINEMAWALA, CD Choice, Soundtek BD, Jagonews24.com, Le PointOriginal, Ten Minute School, NTV, RTV , Channel i and Bangla TV Channel were present at the event.
Masud Rana, Head of Business Development of Likee Bangladesh, said on this occasion, “Apart from being a platform for creating and sharing short videos, Likee has turned out to be one of the effective mediums for growing as a business entity and expanding their reach. This event has been organized to explore all those options that can open up new horizons for the businesses.”
Also read: Likee’s #KnowledgeMonth campaign ends; 5,470 videos uploaded by 1,904 users
Some recent updates about Likee’s features including SuperLike and SuperFollow, two newlyd eveloped features to enable creators and business partners for better and closer engagement with their audiences, were revealed at the event.
Insights and outcomes of Likee’s partnership projects with different brands were also shared with the attendees.
Avoy App for the Safety of Girls: A Splendid Step to Build a Secure Bangladesh
Avoy App has come up with a digital way through which a girl can travel safely through crowded places. BYS (Barisal Youth Society) and Plan International Bangladesh have launched the app on June 12, 2021, with a coverage area of southern Bangladesh including Barisal. Let’s get to know what this very timely endeavor contains.
Services of Avoy App
The emergency contact numbers
After downloading the app from Google Playstore and installing it on mobile, if you enter the app, you will find the ‘Nearby Police Station’ option on the homepage. By using it, girls will be able to find the contact number of the nearest police station.
Moreover, girls will find some important numbers, including emergency helpline numbers and Government information service numbers. These will help them take necessary measures against the prevention of violence against women.
Read: Dating changed during the pandemic; apps are following suit
Necessary content for awareness
Every girl needs to know their rights. Accordingly, some significant national and international policies made at different times have been included in the Avoy app.
It’s very crucial to know exactly what activities fall into the category of violence against women. The app mentions a variety of acts of violence, from eve-teasing to cybercrimes against women.
However, in most cases, the injustices against women in Bangladesh remain invisible due to their shame and fear. They need encouragement and courage to stand up against all those misdeeds. Keeping this context in mind, there are some inspirational videos in the app. The girls will be able to learn how to respond to any misconduct instantly through those advertisements filled with motivational dramas.
Read Grapes are Sour: Portraying the difficult experiences of women in our society
Specification of Avoy app
Users of Android 5 and above can download the app from Google Playstore and use it on their mobile phones. BYS released the app on June 7, 2021, and is currently running version 1.6. To use this app sized 3.01 MB, you need to keep the location of your smartphone on. The app can be run in both Bengali and English. In this app with a very simple user interface, the contact numbers are instantly moved to the phone dial and the phone call can be made immediately.
Founder of Avoy app
BYS (Barisal Youth Society) is the initiator of this very smooth and contemporary app. The organization, run by a group of young people since 2014, has been working to ensure the rights of underprivileged girls. With 10,000+ members and 600+ volunteers, they have completed 17+ projects, including 290 child marriage prevention and employment of 100+ of them.
BYS has a plan to include 1 million girls across Bangladesh in the Avoy app.
Read: Dangerous Android Apps That Can Steal Your Information
Final Words
Currently, the Avoy App will allow users in Barishal to contact their local police authority with the click of a button. But the goal of Avoy is not only to stop here but to spread all across the nation so very girls and women have easy access to security. More initiatives, like the Avoy app, are needed to assure the safety of women and restore the shattered values of society.
Dangerous Android Apps That Can Steal Your Information
Android apps have revolutionized different aspects of our lives. There is no argument that these apps are our friends. But is every app safe? Possibly, it is not. Some of your apps might be leaking your personal information and exposing you to security threats or spam. This article will discuss this issue and give you a list of dangerous android apps that may steal your data.
What is information theft? Why is it dangerous?
If someone collects and uses your personal information without your consent, this kind of act is called ‘information theft’. This information might include your name, date of birth, address, pictures, the number of your credit card, or the PIN of your virtual wallet, or even your email ID. Losing this data to criminal groups can threaten both of your money and safety.
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Over the last few years, more allegations have been raised against different social media and other companies that provide services via android apps. Currently, different renowned social media/networking companies around the world are facing allegations of stealing their users’ private information. Pathao, a renowned Bangladeshi ride-sharing app, has been accused of collecting its customers’ private information beyond what it needs.
Nowadays, many people tend to store financial account and payment information on their Smartphone devices. When such data gets compromised, it can be devastating for the victims. The criminal gangs can collect the financial information to rob money and/or commit other crimes. A person can even become a prey of blackmail or serious spam from information theft.
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10 Android Apps that can leak users’ information
There are thousands of android apps designed to phish users’ private data. We have chosen the 10 most popular ones that you should stop using right now if you are already a subscriber.
Pip Photo
It is an innocent-looking photo editing app that has gained much popularity for having interesting and helpful features. But recently, online security experts have advised for being cautious while using this app. Experts requests the users to be more careful while allowing permissions that the app asks for after installation. If any requiring permission seems to be unnecessary, users should avoid that. In simple words, it would be safe, if you can avoid using Pip Photo.
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Rubbish Cleaner
Memory cleaner or speed-up apps have been quite popular among smartphone users. People want to utilize their phone’s maximum speed. Therefore, many Smartphone-users tend to download and install apps. These applications clear the cache memory and turn off different unnecessary background features of a phone to ensure its max speed.
However, not all memory cleaner and/ speed booster apps are safe. The app called ‘Rubbish Cleaner’ has crossed its limit threatening the phone’s privacy and security.
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Inwell Fitness
Inwell Fitness is an aerobic weight exercise program that claims to improve its subscribers’ physical and mental fitness. However, the app has been alleged to do quite the contrary. It has been disclosing its more than 100,000 users’ information to different agencies. Google Play store has banned Inwell Fitness for this security concern.
Processing Photo
It is another photo editing app that has been downloaded 5M times worldwide. From the number of downloads, it’s evident that the ‘Processing Photo’ app is user-friendly and provides much value to its users. But behind its friendly face, it plays a rather dangerous game with the users. It is also enlisted as a harmful app, and people are advised not to install it.
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Wallpaper Apps
Wallpaper apps are accused of being one of the most popular sources of mobile phone malware. In 2018, such apps infected more than 200K users. This prompted Google to run an investigation about these apps. The result made google ban numerous wallpaper applications from the PlayStore. You should still be cautious while downloading such apps.
Lockit Master
Lockit Master is simply a screen locker app. It lets users set passwords and screen patterns to unlock the phone after the screen gets locked. This app has also made its way in the list of harmful apps. To protect your data you must avoid using it. It would be best to use the similar built-in feature of an android app.
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App Lock Keep
This is another app that was meant to provide more privacy to the users. Thousands of people around the world have installed this app to lock different features like galleries, message boxes, and other applications. But ‘App Lock Keeep’ has been accused of spying on the user’s personal data and leaking them.
Horoscope Daily
Too many people love to believe in horoscopes and want to know how their upcoming years, weeks, and days will go. Horoscope Daily is a ‘horoscope app’ that gives people such information. However, in return, this app gathers users’ diverse personal information like date of birth, sex, personal preferences, email ID, etc. It would be wise, if you can avoid using this app.
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Horoscope Pi
Horoscope Pi is similar to the Horoscope Daily. It tells people about different problems they are going through or about to happen in their lives and provides a solution for those problems. Horoscope Pi is a threat to your Facebook login and password. So, stay aware.
How to avoid the security risk while using android apps
When it comes to the question of preventing the android app from stealing your information, you are your first line of defence. All you need to do is try to be a little bit more cautious. Check which permissions you are providing to your apps. If any app asks for any access that you find totally irrelevant, uninstall the app.
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Another good piece of advice would be sticking with the core features and functionalities of your phone. Avoid installation of third-party apps to do tasks for which your phone already has a built-in feature or default app. For instance, you can easily lock screen, clean cache, turn on the flashlight using different default features/apps of your Smartphone, and there is no need for third-party apps for these.
You can also use different reliable safeguards and internet security apps. Some apps protect you from installing apps from unknown sources.
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Many apps ask you to fill up a form during the sign up or registration process. Beware of giving away your personal information while signing up or registering for an app.
Verdict
So far, we have discussed around 10 unsafe Android Apps that can steal your personal information. Besides these, there are many such useful but dangerous apps that can read and alter your information. To avoid information theft and similar kind of unwanted such situations, you have to be more careful. There are already too many aspects of our lives that we have to worry about. Make sure that the android apps you are using are not one of them.
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Truck Lagbe: Story of a Successful Digital Trucking Startup in Bangladesh
In business, relocation, or many other cases, we often need trucks or pickup vans for transporting or carrying goods. But just like any other thing, trucks or pickup vans become very difficult to find when needed. Apart from this, the issue of renting a truck also becomes painful due to the hassle of getting to and from the truck stand, not getting the known truck drivers, etc. In today's article, we will talk about a service that can provide easy solutions to all such problems. This brand innovative startup to hire or rent a truck is called 'Truck Lagbe.'
What is Truck Lagbe?
'Truck Lagbe' is a smartphone application (App) -based product transport service. The 'Truck Lagbe' App will link the client with the truck owner or truck agency. Through which you can rent a truck from anywhere in the country to move your necessary goods sitting at home.
Its initiators are two outstanding, talented personalities Enayet Rashid and Mir Hossain Ikram. The goal was to improve the quality of life of truck drivers. In addition, to build a bridge between the truck owner or the driver and the service recipient. So that both parties get benefits and time is saved.
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They have created the 'Truck Lagbe' App with the aim of bringing the necessary trucks, pickups, and covered vans for transporting goods from anywhere in the country at any time to the reach of the people and to end all the hassles related to it.
Truck owners and service users are also registered through the App. Both parties can know in advance when, where to go or which car needs to transport goods. The App will let you know if the truck driver is delivering the product on time. Besides, the customer will be able to stay worry-free if he takes the service through the App.
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How does the Truck Lagbe Start?
Enayet Rashid and Mir Hossain Ikram were two professional friends. The CEO of the company is Enayet Rashid, and Mir Hossain Ikram is the Chief Operating Officer. Although they were interested in doing something completely new and different, they could not easily come up with an idea.
Enayet Rashid, meanwhile, occasionally needed trucks to transport commercial goods. For that reason, some issues came to his notice. Especially the issue of rent. The two friends sat down to discuss the matter again. That's where the 'Truck Lagbe' plan comes from.
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The planning and start of 'Truck Lagbe' started in December 2016. Moreover, 'Truck Lagbe' won the 'Startup Challenge 2017' competition organized by the Department of Information and Communication Technology (ICT) of the Government of the People's Republic of Bangladesh. They achieved first place among the total of 20 innovative projects. In July of that year, a trial (beta) version was released for Android users. Then in August 2018, a new version of the App came to the Google Play Store.
In September of the same year, the commercial launch of the App was officially announced at the ICT Tower in Dhaka. Within a year or so of that journey, 'Truck Lagbe' began to gain a reputation as a reliable service provider. Following this, 'Truck Lagbe' won the 'Best Technology Innovation' award out of 16 companies of the country organized by the Bangladesh Brand Forum in October 2018.
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How Truck Lagbe Works?
'Truck Lagbe' works like ride-sharing or parcel apps. But in some cases, it is a little different than others. Unlike other ride-sharing services, it does not take any percentage from the truck drivers. The entire income here belongs to that truck driver or owner. This usually means that when a sender needs a truck, he or she will communicate his or her needs through the App. Then the details of that demand will reach the truck owners in the neighborhood. Interested truck owners or drivers will then offer their desired fare. If all goes well, the sender of the product will be able to rent the truck with that App.
Benefits of using Truck Lagbe
The App focuses on two things to ensure the highest quality of service users. One is reliability, and the other is transparency. 'Truck Lagbe' ensures reliability by finding the right truck for any shipment through 24-hour transport facilities, scheduled service, and in-app special load-matching technology.
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On the other hand, for the sake of transparency, all the trucks found in 'Truck Lagbe' are verified and registered. Besides, they have arranged the verification of all the customers. At the same time, the entrepreneurs of 'Truck Lagbe' are always on the lookout for the lowest possible price for the service recipients.
Current Situation of the Company
Since the beginning, more than 1 million trips have been completed through this App. Initially, the journey started with only 36 trucks and four people. Now there are more than 50,000 trucks and over a dozen workers in the Truck Lagbe's network. Last year, a three-story office was also rented in Mohakhali.
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Who Can Use the App?
Anyone can be a customer of the 'Truck Lagbe.' In this case, you need to download the App. Then you can get this service at home anytime by logging in to the App and providing the required information. Customers can even bargain about the offered price by the drivers.
However, if you are the owner or driver of a truck, you have to register. Moreover, the authorities provide necessary training to the truck drivers in this regard. This service is available even if there is no internet connection. In that case, one needs to call the Truck Lagbe's official number.
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Not only are the customers benefiting from this service, but also the truck owners or drivers can easily find their customers. Further, trucks have to travel long distances, even to remote areas of the country, to transport goods. But since there are no new customers, or there is not much acquaintance with the locals, they have to bring empty trucks on the way back. As a result, labor and money are wasted.
But now that the Truck Lagbe service is available online from any part of the country through the App, drivers can get a new customer in new places. Just as they are getting the opportunity to earn some extra income, the truck owners are also gaining instead of losing. Overall, the Truck Lagbe is making life easier for the truck owners, drivers, workers, and service recipients.
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CID arrests five, inc. Bigo and Likee executives, for app-based crimes
Criminal Investigation Department (CID) of police arrested five alleged members of a gang, including a foreign national, for smuggling hundreds of crores using livestreaming apps Bigo and Likee.
Mobile phones, laptops, private cars, credit cards and cheque books of various banks, along with undisclosed amounts of cash, were recovered from their possession.
The arrested Bangladeshi nationals were identified as Mostafa Saif Reza (26), Md Arif Hossain (27), SM Nazmul Haque (27), and Asma ul Husna Sejuti (28). The CID did not reveal the identity of the foreign national, for 'purpose of investigation'.
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Briefing reporters at the CID's head office in the capital's Malibagh on Sunday, head of Cyber police DIG Jamil Ahmed said the people in ultimate control of organised criminal rings using apps like Bigo and Likee, are still out of reach. "But we are collecting all important information about them," he added.
The arrested foreign national is "directly involved" with Bigo and Likee apps, while Mostafa Saif Reza is Bigo and Likee's Bangladeshi admin, he added.
Bigo Live and Likee are live video streaming apps owned by JOYY Inc, a Chinese company that is listed on New York's NASDAQ, the capital market for tech companies.
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DIG Jamil Ahmed said that the arrested Arif Hossain used to associate different girls with Bigo Live by giving jobs on a monthly salary. SM Nazmul Haque is one of the leading Bangladeshi agents for selling virtual currency diamonds, while Asma ul Husna Sejuti is the chief admin of Bigo Live. Admins get a salary of Tk 1 lakh per month.
Jamil said that information about criminal activity through these apps was recently published through various newspapers and magazines and social media. In this context, the issue of smuggling huge amounts of money abroad through live streaming apps Bigo Live and Likee came to the notice of CID's cyber unit. After that, they started investigating.
The Cyber police chief said during the investigation, it was revealed that many of the country's youngsters and expatriate Bangladeshis stream videos on Bigo Live and Likee. The Bigo Live app has two types of ID: one is Broadcaster ID and the other is Supporter ID or Sender ID. Adolescents use Broadcaster ID to stream live video. This is used to spread various obscenities behind the veil of so-called entertainment.
Read Top Job Searching apps in Bangladesh
Those who streamed videos with a supporter ID or sender ID were gifted a 'digital coin-like diamond'. Later, the diamond was used to make huge amounts of money illegally.
He also said that during interrogation, the arrestees have disclosed the names of several more people associated with them and more than Tk 100 crore worth of transactions have been found in the accounts of their various banks and mobile banking services in the last one year.
Meanwhile, BIGO Technology (BIGO) in a statement Sunday evening said that the company has a zero-tolerance policy against any criminal activity by any person or individual, regardless of whether or not the person is involved with any of the company’s local agency partners.
Read Top health apps for online doctor consultation services in Bangladesh
“We have developed rigorous policies and processes, combined with our industry-leading technology to combat any criminal behavior. At the same time, we do not take a side with or endorse any isolated action of any person or organization who may or would have an intention of involving BIGO’s name in any criminal activity,“ it said.
The Singapore-based company said they are conducting a thorough review of the case and will work with relevant law enforcement agencies in whatever way they can.
BIGO has operations in more than 20 countries around the world, one of which is Bangladesh. Its total user base is upwards of 400 million, spread across 150 countries.
Read Tribunal orders CID to probe DSA case filed by Samia Rahman
Top 5 Mobile Apps for Farmers in Bangladesh
Bangladesh has been an agrarian state since time immemorial. Whether it's the suitable six seasons or the fertile land bounded by the mighty rivers, the production of crops in this region has always been on the higher side. However, over time, the existing processes of cultivation and agrarian techniques became redundant. With the huge development in the sector, one of the key challenges was to disseminate this knowledge and technology to rural farmers. The Department of Agricultural Extension has taken up that solemn task and has taken several app-based initiatives to better penetrate the rural areas. Here are the top mobile apps that the DAE has developed for the farmers.
Best Mobile Apps for Farming and Agricultural Extension Services in Bangladesh
Crop Production
This app was developed by the joint venture of BTRC and Asia Pacific Telecommunication under the HRD project. APT also acted as the financier of the project to digitize and bring technological ease to rural farmers. The crop production app was one of the first of its kind in the country. The diversity of seasons as well as soil texture means different regions of Bangladesh are good for different types of crops.
However, there is no empirical data to suggest which crop is best suited for which region. With that in mind, the crop production app is designed to be a storehouse of data of all the agricultural production in a single year. From the application, farmers can access the crop data to find out which crop is best suited for their regions and plan their crops accordingly. This not only brings a better crop production but also ensures a better profit margin for the farmers as well.
Read Top health apps for online doctor consultation services in Bangladesh
DAE Office Directory
Most of the farmers in the rural areas of Bangladesh are illiterate and they are dependent on the age-old tradition of crop cultivation. To initiate technological development and put them into effect, the Department of Agricultural Extension appoints Agricultural Extension officers in different regions of Bangladesh. these officers act as a mentor to the farmers to teach and educate them in various new process and innovation that helps in a better yield of the crop.
The DAE office directory app was developed to make communication with the officers easier and more personalized. A user can directly locate the name and contact o the relevant officer in their region. Moreover, they can make direct calls from the app itself which makes the process even more hassle-free. The app is free to download from the play store of android devices. Concurrently, you can also download the app from the DAE website.
Read Online apps reshaping cattle markets ahead of Eid, thanks to local admins
DigiCow
Digicow is part of the farming tech solutions limited base in Kenya. The company was founded in 2014 to make farming digitalized as well as more efficient. In Bangladesh, DigiCow operates in collaboration with Grameenphone’s initiative – the smart farm.
The platform operates to provide all the crucial health and reproduction data of an individual cow on a farm. For this, a farmer needs to install a smart tag on each of their cows and receive all the health-related data of individual cows directly into their app. Every year, there is production loss due to sudden illness and a lack of protective measures for the cow's health. The DigiCow platform effectively eliminates those threats and allows for a continuous monitor of health. This helps to ensure that the cow is healthy and also get information about their reproduction period.
Read Best Food Delivery Apps in Bangladesh in 2021
Weather Forecasting App
This is also another app developed by the joint venture of BTRC and APT under the HRD project. This is one of the five applications that were developed to facilitate rural farmers through the DAE. The DAE works closely with the farmers and tries to educate on the basics of the application and how to use them. granted that most of the farmers of Bangladesh do not have access to smartphones and the internet, some of the services of this app can be availed through text messaging service as well.
Weather plays a vital factor in crop production and it is important to know about the macro as well as micro-changes to plan crop plantation as well as harvesting. The weather forecasting app displays the relevant information of a region on a micro-scale so that it is possible to deduce the changes and plan crop plantation and harvesting accordingly.
Read Best Ride-Sharing Apps in Bangladesh
Fosholi App
Fosholi is by far the most comprehensive application when it comes to everything related to agriculture. The application was developed by a joint venture between Danish Company G4AW and the ACI Agrobusiness.
As an abundantly agriculture-based country, there is a lot of agricultural production of different crops. With different crops, comes different issues as well as better harvest prospects with the use of proper fertilizer as well as taking appropriate measures. All of this information can be hard to get by for a rural farmer and sometimes access to DAE officials is also not available. The Fosholi comes in aid for this exact reason. It is an all-in-one app that will give you the desired information based on your location, season, and crop.
You can get all kinds of information about the growth, plantation, nurturing as well as harvesting of your crops. There is also information regarding the use of fertilizer as well as reports of the previous harvest in the area to better understand the expected harvest scale. The app has been quite popular among the DEA officers as well as they can use it as a one-stop solution for all types of queries of the farmers. The application is available on both Android and iOS platforms as well as their website.
Bottom Line
The DEA including the private sector recognized the need for an overhaul in the existing process of agricultural development and as a result, took initiatives to develop various applications which specialize in a certain area to better help the farmers. These Bangladeshi Agricultural apps are having a tremendous impact on the overall alleviation of the harvesting as well as reducing crop damage.
Read Top Job Searching apps in Bangladesh
bKash app locates nearby agents, merchants, ATMs, customer cares
Customers can easily locate nearby agents, customer care centres or merchant points from ‘bKash Map’ option in bKash app anytime from any corner of the country.
Due to the convenience of saving time in case of emergency, customers have availed this service more than 2.2 million times in the last five months.
Read: 7 lakh bKash customers donate Tk20 crore to 50 organisations
Recently, ‘ATMs’ option has also been added to bKash Map. From ATMs of Basic Bank, BRAC Bank, First Security Islami Bank, IFIC Bank, Jamuna Bank, Midland Bank, Shahjalal Islami Bank and Social Islami Bank, bKash customers can avail Cash Out service at a cost of Tk 14.9 per Tk 1,000.
Using Map of bKash app, it has now become easier to avail services from 240,000 agent points, 275 customer care centers, more than 250,000 merchant points and more than 1,150 ATMs across the country.
Besides location, customers can get some added information like the image, address, business type and service time of specific agent, merchant, ATM or customer care centre in ‘bKash Map’.
To use the map, customers have to select ‘bKash Map’ after tapping bKash logo on the top right side of the app's home screen. They have to turn on their location to use this feature and view the whole map.
Read: bKash gives food aid to 5,000 Covid-hit families
At the bottom of the map, the logo of ‘Merchants’, ‘Agents’, ‘ATMs’ and ‘Customer Care’ have been placed. Customers can see five nearby agents, ATMs or customer care/customer care points by tapping on ‘Agents’, ‘ATMs’ or ‘Customer Care’. They can also get directions through 'Show Route' option after tapping on the logo of selected merchant, agent, ATM or customer care point or from 'Show List' button. However, one can see 10 nearby merchant points by tapping on ‘Merchants’.
Bangladeshis on top in calls among foreign markets for BiP
Turkey’s secure communication platform BiP introduces its new feature, allowing users to convey their group chats easily from other applications and in call traffic, Bangladeshis are the champion among foreign markets where BiP operates.
Reaching out to 80 million users globally, BiP sustains innovative investments and introduces group chat import enabling users to move their existing group and individual chats including videos and photographs automatically at once.
Unlike other applications, users are not obliged to manually add every fellow user one by one as BiP handles the import directly by adding all participants in, said a media release on Thursday.
Commenting on the most recent feature of BiP Burak AKINCI, CEO of BiP, said digitization is becoming a norm rapidly and a messaging application is not only a messaging application anymore but more of a living ecosystem via they communicate, work and trade.
"Users need to feel safe and secure in that ecosystem. In an era where we are under continuous cyber-crime threats as businesses and individuals, consumers’ protection and consent are critical. Data ethics and security has paramount importance for us. A protected and seamless migration experience is a symbol for our dedication in a thorough and fulfilled CX.”
Bangladesh is a growing market
Underlining the importance of the Bangladeshi market, AKINCI said Bangladeshi users have welcomed BiP warmly from the very first day on.
"In the first quarter of 2021 we’ve reached more than 2.5 million downloads with very high rates of like scores in various platforms."
As one of the rising stars of the global digital economy this market offers invaluable potential in various platforms, said the CEO.
"We also pursue productive collaborations with operators and local content providers in Bangladeshi market. We’ll gratefully continue to invest in innovative and relevant solutions to make Bangladeshi consumers’ everyday lives easier and productive.”
Bangladeshis are the leaders in calls
Bangladeshi users make great use of BiP’s HD quality group video calls of up to 10 people.
In call traffic, Bangladeshis are the champion among foreign markets where BiP operates.
The peak day for the downloads is Monday and Dhaka comes up as the first city in terms of download numbers within the country.
BiP’s awarded instant translation and secret messaging are other significant features that are highly preferred by Bangladeshi consumers.
BiP instantly translates written words and phrases in 106 languages, including Bengali, and Urdu.
BiP has received the ‘Most Innovative Mobile App’ award at 2020 Global Mobile Awards under ‘Connected Consumer Category’ with this built-in real-time translation feature.
Secret chat is another highly preferred feature in Bangladesh as it enables users to make the chats disappear from the chat screen within the period they determine.
Secret chat creates a solid sense of security and privacy for its users, with no data backed up by BiP or decrypted.
In BiP, no data is shared with third parties, and all data is kept under high-tech data centers in Turkey.
Nothing is imposed on the users, and everything is operated under their consent only.