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Slow pace in agricultural loan disbursement; experts find it alarming
Agricultural loan disbursement in Bangladesh has slowed down, with banks disbursing Tk 3,639 crore less than the target of Tk 28,500 crore during the first nine months of the current fiscal year 2024–25.
According to the latest agricultural loan update from Bangladesh Bank, banks disbursed a total of Tk 24,861 crore over the 9-month period—around Tk 3,639 crore short of the agricultural loan disbursement target.
Among the banks, two failed to disburse any agricultural loans during this period, while nine banks disbursed less than one-third of their respective targets, according to the central bank report.
Commercial banks are required to allocate 2 percent of their total loan disbursements to the agriculture sector.
Accordingly, the target for FY 2024–25 was set at Tk 38,000 crore.
During the July to March period, banks were expected to disburse 75 percent of the annual agricultural loan target.
However, only 65 percent had been disbursed by March.
Private banks, in particular, have fallen behind, disbursing Tk 14,727 crore against a target of Tk 19,390 crore.
In contrast, state-owned banks have slightly exceeded their targets.
Since the beginning of the fiscal year, loan demand in banks has remained low, attributed to political unrest and efforts to oust the government.
Following Sheikh Hasina’s fall on 5 August, a reform drive in the banking sector was initiated.
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"Since the beginning of the current fiscal year, the demand for loans in banks has been low due to political uncertainty. At that time, banks adopted a cautious approach to loan distribution," said the Managing Director of a private bank, requesting anonymity.
He added that Bangladesh Bank’s policy of curbing inflation by raising interest rates and reducing money supply has also had an impact on loan disbursements.
Dr Jahangir Alam, a renowned economist specialising in agricultural and rural development, told UNB that the reduced loan flow to other sectors, including industry, trade and services, also negatively impacted agricultural loans.
"As a result, agricultural loan also took a hit. But the priority of financing in the field of food security was ignored," he said.
He noted that a strategy to increase agricultural loan had been determined some time ago to ensure food security.
As part of that plan, banks were mandated to allocate 2 percent of their total loans to agriculture, Jahangir Alam said.
He urged that special attention be given to enhancing agricultural loan disbursement to safeguard food security and reduce dependence on food imports.
Banks without rural branches typically distribute agricultural loans through microfinance organisations (NGOs) registered with the Microcredit Regulatory Authority (MRA), a government regulatory body.
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Banks failing to meet their agricultural credit distribution targets will face penalties, according to Bangladesh Bank, which is monitoring the matter.
Locally owned Padma Bank and foreign-owned Woori Bank have yet to begin agricultural loan disbursement for the fiscal year.
Union Bank has disbursed only 5.31 percent of its target. First Security Islami Bank and IFIC Bank have disbursed 13 percent each, Madhumoti Bank also 13 percent, while Shahjalal Islami Bank, Mutual Trust Bank, and Social Islami Bank have each disbursed 23 percent. Southeast Bank has disbursed 16 percent.
Among foreign banks, HSBC has disbursed only 9 percent.
Despite the relatively low loan volumes, foreign-owned Standard Chartered Bank, Bank Alfalah, State Bank of India, and Habib Bank have all achieved their annual agricultural loan disbursement targets within the first nine months.
7 months ago
Doctor shortage cripples healthcare services at Doarabazar Health Complex
Healthcare services at the Doarabazar Upazila Health Complex in Sunamganj have come under severe strain due to a prolonged shortage of doctors, exposing systemic issues and raising concerns over the government's inability to address the crisis effectively.
Situated in a haor region, the government-run hospital is supposed to serve over 2.5 lakh residents across nine unions of the upazila, most of whom belong to low- and middle-income groups.
But, the persistent lack of doctors and essential medical supplies has left the hospital barely functional, with community medical officers now running much of the operations in the absence of appointed physicians, according to officials at the hospital.
Locals allege that irregularities and mismanagement during the tenure of the previous government have left long-lasting effects on the medical services of the facility.
Despite the upgrade of the health complex from a 31-bed to a 50-bed hospital in 2023, the expansion remains incomplete, and key departmental positions continue to lie vacant—effectively limiting the hospital's functioning to its original capacity, they said.
While the hospital has an operation theatre and a junior consultant in anaesthesiology, the absence of a gynaecology consultant has made caesarean deliveries impossible.
Medical services at Jashore’s Chaugachha Upazila Health Complex suffer from acute physician shortage
As a result, pregnant women from the remote region are compelled to travel to district or divisional hospitals in Sylhet, often at great financial cost and emotional distress.
Patients in need of urgent care are frequently referred to hospitals in the district town or Sylhet due to the non-availability of doctors at Doarabazar.
The situation is further exacerbated at the health complex’s Non-Communicable Disease (NCD) corner, which struggles with a shortage of essential medicines.
Many patients are left untreated or must purchase necessary medications from outside sources, which many cannot afford.
Despite an average of over 500 patients visiting the hospital daily, the chronic shortage of both doctors and support staff has left services severely disrupted.
The human resource crisis extends beyond medical personnel, said the officials wishing anonymity.
The post of cook has remained vacant for an extended period, and only one of five sweeper positions is currently filled. Of seven sanctioned midwife posts, only three are active, while all seven positions for office support staff remain unoccupied.
Though the hospital is equipped with X-ray and ultrasonography machines, these remain idle due to a lack of technicians and doctors.
Out of 25 sanctioned nurse posts, only 13 are currently serving—four of whom are enrolled in BSc Nursing programmes and are therefore unable to provide full-time service.
The hospital also lacks a dental technologist.
During a recent visit, several patients were seen admitted to the general wards with nurses attending, but no doctors were present.
One patient remarked that “most medicines must be purchased from outside” and that “doctors are rarely available”—a sentiment echoed by others at the facility.
Around a year ago, the situation deteriorated further when four key doctors, including the Residential Medical Officer (RMO), were transferred simultaneously.
X-ray machine lies unused at Shalla upazila health complex corridor for 18 yrs
The move left the hospital virtually doctorless and plunged its healthcare services into disarray.
Acknowledging the severity of the situation, Health and Family Planning Officer Dr Md Abu Salehin Khan said, “We have been repeatedly informing higher authorities about the situation.”
Despite repeated appeals, little progress has been made in resolving the crisis—leaving the people of Doarabazar in dire need of medical attention and with few places to turn.
7 months ago
Foreign journalists laud Prof Yunus for leading Bangladesh interim govt successfully
Foreign journalists have lauded Nobel Laureate Professor Muhammad Yunus for his leadership as the Chief Adviser of Bangladesh’s interim government, praising his steady guidance during a critical period for the nation.
Although he had never been involved in politics before, he is successfully running the country during this transitional time.
Talking to UNB, foreign journalists and international media outlets have praised his leadership.
They said Prof Yunus is bringing honesty, transparency and efficiency to the government.
Many believe his non-political background is helping him make fair decisions for people.
Prof Yunus became famous for founding Grameen Bank and helping millions of poor people through small loans.
His ideas have been followed in many countries. Now, as head of the interim government, he is focusing on peace, development and fair elections in Bangladesh.
Nik Mohammad Nikmal, Editor-in-Chief of The Kabul Times Daily, said although Professor Muhammad Yunus is not a politician, his experience, global recognition and commitment to peace have brought a fresh and inspiring dimension to the leadership of Bangladesh’s interim government.
“Since taking office, we have seen significant reforms, a revitalisation of international relations, and a commitment to holding free and fair elections — all of which are signs of positive change,” he added.
On the international stage, Professor Yunus has improved Bangladesh’s image a lot. Prof Yunus is widely regarded as a symbol of peace, humanitarian values and economic innovation, said Nikmal.
However, it is important not to overlook the reported concerns regarding human rights. Transparency, accountability, and the protection of civil liberties must remain a priority for his administration.
“I believe that despite some challenges, Professor Yunus has so far shown balanced, constructive and trustworthy leadership. If this approach continues, Bangladesh's future will likely be more stable and respected both at home and abroad,” he added.
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Shahrokh Saei, a journalist from Iran, said, "I first encountered Prof Muhammad Yunus during the Boao Forum for Asia (BFA) Annual Conference 2025, which took place in the town of Boao, in China’s Hainan Province, in late March. His compelling address at the BFA’s opening ceremony garnered significant admiration from the audience, as he articulated a strong case for multilateralism while denouncing unilateral actions."
Yunus also condemned violence, advocating for the promotion of global peace and stability.
Saei, who works in Tehran Times, said regardless of his political affiliations, his stature as a Nobel laureate and esteemed economist positions made him a capable leader for Bangladesh's future who will be able to run the country successfully.
"During the meeting, I discovered that he is not only a leader who has the common touch but also a figure recognized and supported by the global community. His credibility and expertise have undoubtedly enhanced Bangladesh's image, and under his guidance, the country is poised for significant advancement," Saei said.
Sayed Aoon Sherazi, a journalist from Pakistan said, Prof Yunus is a globally recognised figure due to his pioneering work in microfinance and poverty alleviation.
His leadership could enhance Bangladesh's image, particularly in terms of social development and innovation. Internationally, his appointment may signal a shift towards a more inclusive and socially conscious governance model, which could attract positive attention from global organisations focused on sustainable development, social entrepreneurship, and poverty reduction.
However, the challenges of running a country without a strong political background might raise concerns about stability and effectiveness. While Yunus’s international stature could elevate Bangladesh’s reputation in social and economic circles, his lack of political experience may create doubts about the country's political stability and long-term governance, Sherazi added.
Rajaram Gautam, a journalist from Nepal, said Bangladesh is a close friend of Nepal and that they are closely monitoring the developments in Bangladesh.
He also mentioned that Yunus is an internationally renowned academic personality, an honest person who lives a simple life. As an economist who has gained international fame, my opinion of the government is positive at first glance.
He added, “I believe his leadership role was crucial in stabilizing the situation in Bangladesh after the student mass uprising.”
“Since he has worked for the development and transformation of rural areas, we can expect good work in the areas of poverty alleviation, the empowerment of this section of people, women, and social justice.”
Economically, Bangladesh is a country that is advancing in South Asia. However, the recent political instability has added uncertainty to this country. This is where this interim government has a big role.
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“If it can do some important things like holding elections, controlling corruption and maintaining good governance, and ensuring security for minorities, the interim government of Bangladesh will be considered successful,” Gautam said.
Cambodian journalist Sreymao Nop said Prof Yunus’ background as a Nobel laureate and social entrepreneur offers a fresh perspective, focusing on social development rather than traditional politics.
While his lack of political experience could be a drawback, it also allows for innovative approaches to pressing issues like poverty.
His success will depend on his ability to navigate the political landscape and achieve tangible outcomes that resonate with the public.
Regarding Bangladesh’s image on the international stage, she said his global recognition enhances the country’s reputation as a hub for social enterprise, potentially attracting investment.
However, leading without a political background might raise concerns about governance and stability, she said.
Ultimately, the impact of his leadership will hinge on how he manages both domestic and international expectations during his time in office.
7 months ago
Contractual appointments at top levels of administration raise concerns
The number of contractual appointments to top administrative posts has reached an all-time high, reportedly slowing the pace of work across ministries and fuelling frustration among regular officials, according to insiders in the public administration.
This growing trend has hindered promotion prospects for regular cadre officers, thereby dampening morale and reducing work efficiency across various ministries, they said.
Officials in several ministries told UNB that many of the appointees had long been out of public service, and their sudden return after seven to eight years has disrupted workflow, as they often struggle to adapt to the current operational environment.
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This has also contributed to rising tensions between regular staff and contract appointees.
According to the Ministry of Public Administration, there are currently 84 posts equivalent to secretaries or senior secretaries.
Of these, 17 officials, including the Cabinet Secretary and Principal Secretary to the Chief Adviser, are serving on a contractual basis, a number unprecedented in Bangladesh’s administrative history, said several officials.
Twelve officials with the rank of secretary or senior secretary are currently posted as Officers on Special Duty (OSD).
The total number of OSDs in the entire administration, however, has surpassed 500, creating an additional financial burden for the government.
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Officials currently serving on contract include: Cabinet Secretary Sheikh Abdur Rashid; Principal Secretary to the Chief Adviser M Siraj Uddin Mia; Home Secretary Nasimul Gani; Planning Commission Member (Senior Secretary) MA Akmal Hossain Azad; Public Administration Senior Secretary Md Mokhlesur Rahman; Roads and Highways Division Senior Secretary Md Ehshanul Haque; Election Commission Senior Secretary Akhtar Ahmed; Expatriates’ Welfare Ministry Senior Secretary Md Neyamat Ullah Bhuiyan; Land Ministry Senior Secretary ASM Saleh Ahmed; Secondary and Higher Education Division Senior Secretary Siddique Zobair; Shipping Ministry Senior Secretary Mohammad Yusuf; and Women and Children Affairs Ministry Senior Secretary Momtaz Ahmed.
Besides, ICT Secretary Shish Haider Chowdhury, Land Reform Board Chairman AJM Salauddin Nagari, Planning Commission Member Kayyum Ara Begum, Alternate Executive Director at the World Bank Sharifa Khan, and Ambassador to Portugal Md Mahfuzul Haque are all serving on contract.
Explaining the Surge
Senior officials at the Ministry of Public Administration told UNB that many top-level officers had been kept as OSDs for years during the long tenure of the Awami League government, often sidelined for political reasons.
Many were denied promotions, creating a backlog of deserving officers.
Following the regime change, several of these sidelined officials were reinstated through contractual appointments.
They added that numerous top bureaucrats aligned with the previous government were either sent into forced retirement or made OSDs after the interim government assumed power.
Criticism from Former Bureaucrats
ABM Abdus Sattar, president of the Anti-Discrimination Employees Unity Forum and a former secretary, said the administration is “crumbling under the burden of contractual appointments.”
He said the current government has continued the trend set by what he termed the “fascist regime,” even reappointing some of the same individuals it had initially dismissed.
“In some cases, appointments have been made without following any due process—sometimes even to foreign nationals or controversial officials aligned with the 1/11 government,” he said.
Former secretary AKM Abdul Awal Majumder said excessive contractual appointments discourage officers aspiring to be promoted through the regular track.
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He also strongly criticised the OSD system, saying, “No other country has such a wasteful mechanism. It’s a massive burden on the state exchequer, as hundreds of officers draw full salaries without any responsibilities.”
OSDs and Forced Retirements
Currently, 12 officers holding the rank of secretary or senior secretary are OSDs, including: Md Mostafa Kamal, Md Mashiur Rahman, Md Manzur Hossain, Md Shamsul Arefin, Mohammad Salah Uddin, Md Azizur Rahman, Md Nurul Alam, Md Khairul Alam Sheikh, Farid Uddin Ahmed, Rehana Parvin, Shafiul Azim, and AKM Matiur Rahman.
In January, the interim government also took action against deputy commissioners and police superintendents who had served in the controversial 2014, 2018, and 2024 elections under the Awami League regime.
On 19 January, 33 such officials were made OSDs, while 22 were sent into forced retirement the following day due to their extended service record.
According to the recruitment and promotion wing of the Ministry of Public Administration, many officers were labelled as BNP-Jamaat sympathisers during the Awami League’s rule and kept as OSDs for years without any specific charges.
Some were even forced into retirement in silence.
The previous government routinely prioritised political considerations over merit when granting contractual extensions, often as a reward for loyalty.
7 months ago
NBR officials may ‘lose grip’ as govt plans new revenue division
Revenue officials of the National Board of Revenue (NBR) may ‘lose their dominance—or even their positions’—within the upcoming Revenue Policy Division, as the government will be able to appoint any suitably qualified government officers to the post of Secretary or to that of Senior Secretary of this new division.
“The government shall appoint a suitably qualified government officer to the post of Secretary or Senior Secretary of the Revenue Policy Division,” according to the draft law in this regard.
This new Division will be under the Ministry of Finance.
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Even the Customs, Excise and Value Added Tax Appellate Tribunal and the Income Tax Appellate Tribunal will be attached departments of this Revenue Policy Division under the Finance Ministry.
The interim government recently approved the draft law to divide NBR into Revenue Policy Division and Revenue Management Division.
It was proposed by the committee to provide recommendations on tax policy reforms, improvements in tax administration, automation and other related matters.
The government formed the committee on October 9 last year, comprising former NBR chairmen Muhammad Abdul Mazid and Nasiruddin Ahmed and former NBR members Delwar Hossain and Aminur Rahman.
As per the draft law, various posts in the Revenue Policy Division will be filled by officers with experience in income tax, value added tax, customs, economics, business administration, research and statistics, administration, audit and accounting and legal work.
According to the proposed law, it is necessary to separate the government's revenue policy formulation activities and revenue collection management activities.
The proposed law says it is necessary to create a Revenue Policy Division and a Revenue Management Division by restructuring the current system to make revenue collection more transparent, accountable and efficient.
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As Parliament is in a state of dissolution and it appears to the President to his satisfaction that the circumstances exist which require immediate action, the President, by virtue of the powers conferred by Article 93(1) of the Constitution of the People's Republic of Bangladesh, will promulgate the Ordinance, which will be called The Revenue Policy and Revenue Management Ordinance, 2025.
After the promulgation of this Ordinance, the government shall, by notification in the official gazette, establish a new division called the Revenue Policy Division, which shall be under the Ministry of Finance.
The government will formulate an appropriate organizational structure for the Revenue Policy Department.
Scope of work of the Revenue Policy Division.
The Revenue Policy Department shall perform the following functions, namely:
(a) To introduce a sound tax system by following the principles of expansive tax base, reasonable tax rate, limited tax exemption with the aim of providing the necessary revenue for the administration of the state by prioritizing the goal of overall economic development of Bangladesh.
(b) To take initiatives to formulate new laws mentioned in the schedule, The Stamp Act, 1899 and other related laws or to amend them.
(c) To formulate, amend and provide interpretations of rules and regulations, notifications, S. R. and other related laws related to revenue policy.
(d) Activities related to stamp duty, income tax, travel tax, gift tax, wealth tax, customs duty, value added tax (VAT), supplementary duty, excise duty, surcharge and other customs duties, fee imposition, reduction, increase and exemption.
(e) Rapid implementation of integrated automation activities with the Revenue Management Department and related organizations.
(f) Monitoring the implementation of tax laws and tax collection situations.
(g) Coordination with the Revenue Management Division on the implementation of customs and tax policies.
(h) Execution of international agreements related to customs and providing opinions.
(i) Activities related to international double taxation avoidance agreements.
(j) Analysing the global and local context and statistics related to revenue and conducting research activities related to tax policy.
(k) Analysing and researching revenue data and data to make appropriate forecast and estimate of revenue income;
(l) To undertake and implement necessary projects to increase the efficiency, effectiveness and dynamism of revenue policy activities and to ensure transparency and accountability; and
(m) Perform any other duties assigned by the Government.
As per the draft law, the Government shall, by official notification, constitute an Advisory Committee consisting of economists, revenue experts, legal experts, accounting and audit experts, representatives of business organisations and professionals and the Tariff Commission, and the concerned ministries or departments, for the purpose of providing regular advice to the Revenue Policy Department in formulating revenue policy.
The terms of reference and term of office of the committee shall be determined by the Government.
7 months ago
Ghost Roads and Empty Hospitals: How corruption failing Bangladesh
As Bangladesh sets its sights on becoming a developed nation, systemic corruption remains one of its most formidable obstacles, infiltrating every stratum of society – from mega infrastructure projects to the most basic public services.
From glistening billboards heralding “mega development” to hollow concrete shells gathering dust, the nation’s ambitious growth narrative is increasingly undermined by a sobering reality – corruption is throttling progress and betraying the very people it purports to uplift.
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In recent years, billions of taka have been funnelled into infrastructure, healthcare, and education. Yet many of these projects exist only on paper or lie incomplete, leaving citizens questioning where the money has truly gone.
Infrastructure Mirage: Projects Built to Siphon, Not Serve
Over the past decade, Bangladesh has embarked on numerous mega projects – the Padma Bridge, Metro Rail, Rooppur Nuclear Power Plant, and countless highways and flyovers.
These undertakings represent national pride but have also become fertile grounds for corruption.
A 2023 World Bank study estimated that Bangladesh loses over 2% of its GDP annually to corruption, particularly in public procurement and infrastructure.
Experts argue that many of these ventures are conceived not to meet public needs but to create opportunities for kickbacks and fund embezzlement.
Consider the road cutting through Kurigram’s remote villages – once paved with optimism, now largely washed away.
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Villagers alleged that local contractors, shielded by former ruling party leaders, pocketed funds by using substandard materials.
A road meant to benefit 10,000 residents now barely supports foot traffic.
“The work was done on paper. The bills cleared. But the road was never meant to last,” said a local union council member, speaking on condition of anonymity.
This is far from an isolated case.
A 2022 audit by the Local Government Engineering Department (LGED) found that over 40% of rural infrastructure projects were plagued by serious irregularities – from fake tenders to work existing solely in documentation.
The Case of Vanishing Roads
Bangladesh’s rapid economic ascent and ambitious development projects often garner international acclaim.
Yet beneath the surface of gleaming bridges and highways lies a grimmer reality – rampant corruption draining the nation, turning dreams of prosperity into crumbling roads, empty hospitals, and broken public trust.
In the rural district of Patuakhali, locals jest about a “road to nowhere.”
Constructed two years ago under a rural development project, the road remains unfinished, barely passable during monsoon, with parts already disintegrating. Allegations quickly surfaced: fake billing, inferior materials, and contractors disappearing post partial completion.
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“They inaugurated the project with cameras, but now it’s just dust and broken promises,” Abdul Karim, a local farmer, told a local newspaper.
Such “ghost roads” are hardly rare. A Transparency International Bangladesh (TIB) report revealed that nearly 30% of funds earmarked for rural road development are lost to corruption, bribery, and fictitious tenders.
All-Weather Road in Kishoreganj Turns into a White Elephant
The much-anticipated all-weather road in Kishoreganj – once touted as a transformative infrastructure project aimed at easing transport challenges and stimulating the local economy – is now widely derided as a “white elephant.”
Constructed at the cost of several crores of taka, the road was intended to link remote areas of Kishoreganj with the district town, promising year-round accessibility. However, poor planning, shoddy construction, and lack of maintenance have rendered it nearly unusable within just a few years.
Locals report that large sections are already riddled with potholes, with some turning to mud pits during the rainy season – negating the very idea of an “all-weather” road. Despite repeated complaints, authorities have yet to take concrete action, fuelling public anger and disappointment.
“We had high hopes that this road would change our lives by improving communication and market access, but now it feels like a waste of money,” said Abdul Karim, a resident of Pakundia upazila.
Locals have raised serious concerns about the accountability of the contractors and officials involved. Allegations of corruption, use of low-grade materials, and irregularities in project oversight are widespread.
Experts warn that without urgent repairs and monitoring, the road will not only fail to serve its purpose but also stand as a glaring testament to misused public funds.
The Roads and Highways Department (RHD) has yet to release an official statement regarding the road’s current state. In the meantime, the so-called all-weather road remains a symbol of frustration and broken promises for the people of Kishoreganj.
Health Sector’s Silent Death
While glossy budgets for the health sector expand annually, the condition of public hospitals reflects a grim reality of corruption-fuelled neglect.
In Barisal, a newly constructed 100-bed hospital stands eerily silent – no doctors, no nurses, no equipment. The building is complete; the service is non-existent.
A TIB investigation found that bribes account for 25% of rural healthcare expenditure, rendering medical services inaccessible to the poor while funds meant for medicine, staffing and equipment are routinely misappropriated.
“We built the hospital. But staffing is another project, and that means more money, more bribes. So it remains empty,” admitted a mid-level health department official.
The COVID-19 pandemic laid bare the extent of the rot. Funds meant for pandemic response were misused – from fake mask deliveries to defective oxygen supplies. Ghost hospitals, phantom patients, and inflated procurement bills became the norm.
Hospitals Built but Not for the Sick
The healthcare sector’s story is echoed across the country. In Rajshahi, a newly-built 50-bed hospital stands empty – no doctors, no equipment, and no patients. Locals have dubbed it the “hospital of ghosts.”
Though constructed under a health sector project worth hundreds of crores, it remains non-functional due to political favouritism and embezzlement.
“Patients are forced to travel 40 kilometres for basic treatment while a fully built hospital is left unused. This is a crime against us,” said Shamsunnahar Begum, a local resident.
Corruption in the Shadows
From kickbacks in mega projects to grassroots extortion, corruption permeates every sector. Local government officials, political leaders, and contractors form an entrenched network where every link is greased with money.
The Anti-Corruption Commission (ACC) occasionally launches investigations, but few face tangible consequences.
A senior government official, speaking off the record, said, “Many projects are approved just to siphon off funds. The work is secondary.”
The true victims of this widespread corruption are ordinary citizens – farmers unable to transport produce, students studying in dilapidated schools, and patients dying without treatment – all because greed is prioritised over service.
Economist Dr Nazrul Islam warned, “Corruption is eating away at our development. If this continues, our GDP growth will be meaningless – a number that hides growing inequality and suffering.”
Corruption in Bangladesh is not random – it is systemic and politically shielded. From local chairmen to national ministers, a chain of patronage ensures that the corrupt remain protected.
Contracts are frequently awarded to those aligned with the ruling party.
Though the ACC occasionally raises its voice, its effectiveness is crippled by political interference. Between 2018 and 2023, over 80% of major corruption cases either stalled or ended with lenient sentencing, according to the Commission’s annual reports.
From land development to school construction and relief distribution – all are seen as opportunities for extortion.
Even social safety nets like the “Old Age Allowance” and “VGD Cards” for the poor require bribes for inclusion.
“In our area, you need to pay Tk 5,000 to get listed for government relief,” said Shahana Begum, a widow from Narayanganj.
Vicious Cycle: Development Without Impact
Economists caution that Bangladesh risks falling into a high-growth, low-impact trap – where GDP figures rise but public services collapse.
Dr Zillur Rahman, a governance expert, observed, “Bangladesh is building, but not building for people. It’s building for networks of corruption. When roads crumble in two years, when hospitals stand empty, it’s not just waste – it’s theft of people’s future.”
The consequences are long-term – poor education, inadequate healthcare, rising inequality, and a disillusioned population.
Experts stress that strong political will, independent institutions, and active citizen participation are essential.
Without transparency and accountability, Bangladesh risks becoming a nation of unfulfilled dreams – a country of ghost roads, empty hospitals, and growing despair.
They further recommend enhancing the independence of the ACC with prosecutorial authority, digitising procurement and project monitoring, and reducing human interference to curb corruption.
Without sweeping reforms, Bangladesh may become a nation of “ghost projects” – where development is a spectacle, not a service.
“We don’t just need roads and hospitals – we need them to work. Otherwise, it’s just concrete and corruption,” lamented a frustrated schoolteacher in Dhaka.
7 months ago
NBR tightens law to prevent abuse of bond law and facilities
The National Board of Revenue (NBR) has taken steps to tighten the bond law in a bid to curb its misuse, which has been adversely impacting the country’s revenue collection and economy.
“The amendment of the law has been initiated to prevent the misuse of bond facilities in a significant way,” a senior NBR official told UNB, speaking on condition he can't be named.
He noted that the revenue authority is planning to impose stricter penalties, including higher fines and increased jail terms, for violations of bond facility regulations.
“The monetary fines will be increased, and the maximum jail term will be raised from the existing three years to five years,” the official said, adding that other related penalties will also be enhanced.
Under the bonded warehouse system, export-oriented industries are allowed to import duty-free raw materials, particularly fabrics, on the condition that they export the finished products. This system helps reduce lead time and maintain competitive pricing in the export market, especially for the garment sector.
However, misuse of the bonded warehouse facility has led to significant revenue losses for the government, officials said.
A team assigned to amend the bonded warehouse law recently held a meeting to finalise proposed changes.
The official stated that the NBR is introducing reforms to streamline customs procedures for legitimate businesses using these facilities. One such reform is the implementation of the Authorised Economic Operator (AEO) system, which allows AEO-certified businesses to transport goods directly from ports to their factories or warehouses via a green channel, bypassing physical inspections.
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This move is expected to significantly reduce clearance time, lower costs, and improve overall trade efficiency.
NBR Chairman Md Abdur Rahman Khan, in a recent pre-budget meeting, also hinted at introducing exemplary punitive measures for those who misuse the bonded warehouse facilities.
“There will be criminal provisions and exemplary punishments to deter misuse,” he said. “There is widespread misuse of bonded warehouse facilities, and we must take stern action to stop it.”
For years, the NBR has been trying to prevent the sale of items imported under bond facilities in the open market.
According to NBR data, 90 percent of woven items, 45 percent of garment accessories, and 35 percent of knit items used in the RMG sector are imported through the bond system. The rest is sourced locally.
Unscrupulous businesses often exploit the system by selling duty-free imported goods in the local market instead of using them in production, thereby evading taxes and duties.
“We aim to curb tax and duty evasion practices,” another senior NBR official told UNB, also requesting anonymity.
Local traders have long urged the NBR to take strict action against those misusing the bonded warehouse privileges. Currently, several preventive teams under Bond Commissionerates are operating nationwide to monitor such activities.
Some license holders use fake addresses or fail to maintain accurate records of their import-export activities to avoid detection. According to rules, goods imported under the bond facility must be stored in designated warehouses, and if not exported, duties and taxes must be paid.
Meanwhile, the NBR has been struggling with delays in automating the bonded warehouse system — a long-anticipated reform meant to enhance efficiency, reduce misuse, and increase revenue.
Despite launching several initiatives and setting deadlines over the years, progress toward full automation remains slow.
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In February 2022, then NBR Chairman Abu Hena Md Rahmatul Muneem had announced plans to fully automate the system by 2023.
The reform was part of the National Single Window project, launched in 2017, which aims to integrate 39 government agencies involved in customs processes into a unified digital platform to streamline procedures and reduce paperwork.
Initially targeted for completion in 2019, the project has faced repeated delays. These setbacks have raised concerns among stakeholders regarding the efficiency and timeliness of automation efforts.
Resistance to change from some stakeholders and a lack of coordination among agencies have contributed to the delays, NBR officials admitted.
Exporters have also expressed frustration over delays and alleged harassment while availing bond facilities. In response, the NBR issued directives in November 2021 to expedite bond-related services, setting deadlines for application processing and clarifying required documents. However, the effectiveness of these directives remains debatable.
In August 2024, the Bangladesh Garment Manufacturers and Exporters Association (BGMEA) met with the NBR to address ongoing issues in customs and bond management. The BGMEA emphasised the need for faster, simplified customs services to remain competitive in a challenging global economy.
The NBR assured the BGMEA of its support and reaffirmed its commitment to building a business-friendly environment to boost trade and investment.
As of February 2023, the NBR planned to extend bond privileges to more export-oriented sectors — a move contingent on the completion of automation.
Despite these efforts, the automation process has continued to lag behind expectations. The business community remains vocal in demanding faster and more transparent implementation to improve operational efficiency and competitiveness.
NBR lifts 5pc advance import tax on crude soybean and palm oil
NBR Chairman Abdur Rahman Khan reiterated that his organisation is actively working to implement the automation of the bonded warehouse system.
7 months ago
Bumper maize harvest brings cheer to Sirajganj’s char farmers
A golden wave is sweeping through the vast riverine char lands of Sirajganj, where farmers are reaping the benefits of a bumper maize harvest this season.
With favourable weather, rising demand, and lucrative prices, maize cultivation has emerged as a winning choice for growers across the district.
Harvesting and threshing are currently in full swing, transforming the fields into bustling hubs of agricultural activity.
Farmers say the crop has not only yielded well but also required less investment and labour compared to traditional paddy, making it increasingly popular in recent times.
According to the Department of Agricultural Extension (DAE), maize was cultivated on nearly 15,000 hectares of land this season—significantly exceeding the initial target.
The bulk of the cultivation has taken place in the upazilas of Tarash, Ullapara, Raiganj, Chowhali, Kamarkhand, Kazipur, and Sadar.
“After harvesting Aman paddy, the land remains idle for a while. That’s when we sow maize—it’s affordable, easy to manage, and fills the gap efficiently,” said Abul Kalam Azad, a farmer from Sadar Upazila.
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“It doesn’t require continuous monitoring. We just sow the seeds in rows and wait for nature to do the rest,” he said.
Local growers note that maize farming is less labour-intensive and more cost-effective than rice, prompting a growing shift among small and marginal farmers.
Another farmer Suruj Mia from the same upazila explained that each bigha of land is producing around 35 to 40 maunds of maize this year, with prices ranging between Tk 900 and Tk 1,000 per maund—offering handsome returns.
Many farmers have already sold their standing crops to local traders in advance, while others are waiting for further price hikes.
The golden maize cobs, still swaying in many fields, are fetching premium prices as demand soars from both local markets and commercial buyers.
Beyond the grain itself, the byproducts—such as stalks, husks, and leaves—are also proving valuable.
Farmers are using them as cattle feed and fuel, further boosting the crop’s appeal. “Nothing go waste,” mentioned Suruj Mia.
AJM Ahsan Shahid Sarkar, Deputy Director of the DAE in Sirajganj, told UNB that the government distributed seeds and fertilisers l to marginal farmers to support maize cultivation.
“We saw cultivation expand beyond the expected area due to the profitability,” he said."
"Our field officers also provided technical support and training on modern farming techniques,” Sarkar added.
Munshiganj’s potato farmers grapple with low prices despite bumper harvest
He attributed the bumper yield to timely sowing, improved farming practices, and favourable weather conditions throughout the growing season.
As the golden ears of maize are gathered under clear blue skies, the district’s farmers are not only securing good returns but also gaining confidence in a crop that promises sustainability, profit and hope.
7 months ago
Clean, odourless water remains a distant hope for Narayanganj residents
Access to clean water, a fundamental human necessity, has become a daily ordeal for thousands of residents in Narayanganj city, as the quality of water supplied through Wasa pipelines continues to deteriorate.
Despite having piped connections in most households, residents across the city report receiving foul-smelling, discoloured, and visibly contaminated water.
This has sparked serious concerns over public health, as increasing numbers of people report illnesses believed to be linked to the polluted supply.
Many residents complain of gastrointestinal issues, skin irritations and other health complications, which they attribute directly to using the tainted water.
What was once considered a basic right now feels like a distant luxury, they say.
According to several residents, the water is not only undrinkable but is also unfit for bathing or other household use.
“The stench is so strong, it lingers even after a shower,” said Munira, a resident of the city.
“Washing your face with it causes itching and irritation," he said.
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During visits to various neighbourhoods, a UNB correspondent observed that while the water may appear clear when poured into white containers, it often carries a greyish or blackish tint, with visible dirt particles floating in it.
Even after filtration, Wasa water remains unusable for many, forcing households to collect cooking water from distant deep tube wells.
In several localities, long queues were seen around private water pumps, where residents wait for hours in the hope of filling a few containers with clean water.
Local people say this crisis has triggered a sharp increase in household expenses.
Families are now spending between Tk 800 and Tk 1,200 each month to purchase bottled water for drinking.
Tenants report being charged for water in addition to their rent, despite the appalling service.
“We can’t use Wasa water at all,” said Nasima Kajol Akter, a homemaker from Golachipa.
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“We bring water from other areas for cooking and buy bottles for drinking. Our costs have gone up, and yet we’re still paying bills for unusable water. It’s simply unfair,” she said.
Echoing this frustration, house owner Bashir Miah said, “Wasa water is unusable, but the bills keep coming. Now we hear the tariff has gone up—without any explanation or improvement in service. This is nothing short of deceiving consumers.”
Loadshedding, water crisis grip Sunamganj town
While the Narayanganj City Corporation claims steps have been taken to tackle the issue, residents say they have yet to see meaningful improvements.
When contacted, Mohammad Zakir Hossain, Chief Executive Officer of the Narayanganj City Corporation, said, “Water issues do not occur citywide at once. They emerge in specific areas, and we respond promptly when problems are reported. We’re working closely with our water department to ensure that residents face minimal inconvenience. A solution is on the way for Narayanganj.”
For now, however, clean and odourless water remains a distant hope for the people of this industrial city.
7 months ago
Chevron receives due payments from Petrobangla
Chevron Bangladesh has recently received its outstanding payments from the state-owned Petrobangla.
“We have received our entire outstanding bills from the government in recent weeks,” an official of the US company told UNB.
The company also issued an official statement, saying, “We greatly appreciate the efforts of the interim government, the energy ministry, and Petrobangla to resolve this issue.”
It added that the outcome sends a positive signal to both existing and potential investors. “We have been a partner in ensuring Bangladesh’s energy security and driving economic progress for 30 years, and we look forward to continuing the journey together,” the US oil major noted.
Environment Advisor Syeda Rizwana Hasan had recently indicated the government’s commitment to clearing dues in the energy sector.
Speaking at an event on renewable energy, she said the government had paid foreign companies—marking a strong sign of its efficiency.
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“The drastic reduction of foreign loans for the power sector—from 3.2 billion dollars to 800 million dollars in just seven months—sends a clear message that change is possible, provided there is political will,” she said.
Earlier in March, Energy Adviser Dr Fouzul Kabir Khan had announced that the government would clear all dues owed to foreign companies within two months.
Chevron Bangladesh, a subsidiary of California-based Chevron USA, has been producing around 50 percent of the country’s natural gas through its three fields in the Sylhet region—Bibiyana, Moulvibazar, and Jalalabad.
The company, however, had been struggling with unpaid bills for over a year.
According to industry insiders, Chevron’s overdue payments stood at $190 million in March—equivalent to roughly five months’ worth of bills, with Petrobangla typically paying about $40 million per month.
Petrobangla has five-month outstanding dues of $260 million to Chevron for gas purchase: Official Sources
Between April 6 and April 16, Petrobangla paid $150 million to regularise the outstanding amount.
The delay in payments was reportedly due to a cash crunch faced by the state-run company.
As of Monday, statistics show that Chevron supplies approximately 1,108.6 million cubic feet of gas per day (MMCFD), which accounts for over 50 percent of the country’s local production of about 1,873.5 MMCFD.
Besides, the government imports 818.9 MMCFD of liquefied natural gas (LNG), bringing the total gas supply to 2,612 MMCFD.
Chevron eyes new gas exploration in Bangladesh
Both industry insiders and Chevron officials noted that the clearance of arrear bills will now allow the US company to expedite development work in its expanded areas.
Chevron began drilling in these extended zones in 2023 to boost production. However, progress had been hindered due to the unpaid bills.
7 months ago