Credit cards have been a revolution in the transaction process across the globe. It's fast, simple, and easy to use. In the wake of the pandemic, businesses and retail clients are focusing on contactless payment systems as part of personal safety measures. Credit cards are a great way to initiate this change. There are approximately 1.62 million credit card users in Bangladesh. The number is continuously increasing every year. But the question arises whether the young generation, especially the students are getting access to the credit service? Let's find out in detail.  How can a student get a credit card in Bangladesh? The use of credit and debit cards are on the rise in Bangladesh. Even though the world came to a standstill due to the pandemic, the performance of credit and debit cards have experienced  month-on-month growth. It hit a record of 76% year-on-year growth in June of this year. This took the total transaction tally to 23,633 Crore BDT. Even though credit cards are becoming popular, the target client base for the service hasn’t changed much over the years. Historically, credit cards have been marketed to professionals with a sizable income who can ensure the securities associated with a card. As a result, there aren’t any specialized frameworks or credit card schemes for students in Bangladesh.  Read B2B Marketing in 2021: Challenges and Solutions However, almost all the banks of Bangladesh have a basic credit card policy. A student over 18 years with a valid TIN can easily apply for credit cards. Most credit cards require two things upfront – a security fixed deposit and means for loan repayment. Oftentimes, students can’t meet these two requirements. Most banks have a special policy where a TIN can be used to make the fixed deposit and the “Family income” option can be chosen for loan repayment.  Best Credit Cards for Student  EBL Visa Classic Credit Card EBL is one of the leading private banks of Bangladesh. The bank is known for its efficient customer service and innovative banking features. Their visa classic debit card can be the smart solution for students looking to get a credit card.  The detailed eligibility can be found at any branch of the bank. to apply for the credit card, the requester must be 18 years or old and should be a Bangladeshi citizen by birth. Read International Courier Services in Bangladesh: An Overview The bank offers some competitive schemes for the classic credit card. A cardholder will get the first two complementary cards for free. It also issues a free checkbook for cheque-type transactions. The interest-free loan repayment period is 45 days. A cardholder will be eligible for all the internet banking services provided by EBL including the Sky banking app. In addition to that, EBL has partnerships with a host of leading restaurants and shops for offers and discounts on their cards.