Despite the central bank's priority, banks have failed to achieve the stimulus loans (phase-2) disbursement target among cottage, micro, small and medium entrepreneurs (CMSMEs). According to the latest report of BB, banks have disbursed Tk14,746 crore against the target of Tk 19,340 crore for FY22, which is 73.77 per cent of the target. In the previous fiscal year (FY21) banks disbursed the CMSMEs loans 77 per cent of the target. It means banks’ CMSMEs loans disbursement reduced by 4.15 per cent in FY 22 than the FY 21. Also read: BB asks banks to cut power use 25 pc, energy 20 pc in a year Banks distributed these loans among 82,190 entrepreneurs in the FY 22. Among them, there were 73,642 male entrepreneurs while 14,617 female. In June, the last month of the fiscal year (FY), Tk3323 crore of loans were distributed among 17,913 entrepreneurs. Of which,  women entrepreneurs were 3,296 and male entrepreneurs were 14,617. In the second phase, state-owned banks disbursed loans of Tk2, 280 crore, which is 82 percent of the target. Read: BB asks banks to keep branches open in Dhaka cattle market areas on July 8,9 The loan disbursement by specialized banks is Tk 241 crore, which is 96 percent of the target. Foreign banks disbursed Tk72 crore, which is 38 percent of the target and Islamic banks disbursed Tk 3,636 crore, which is 64 percent of the target. Agrani Bank Limited has disbursed the highest loans among the state-owned banks. The bank had a target of Tk 890 crore. Against this, Agrani Bank has distributed Tk 1,113 crore, which is 125 per cent of the total target. Sonali Bank disbursed loans of Tk 537 crore against the target of Tk 500 crore, which is 107 per cent of the target. Read SME Foundation disburses Tk300 crore stimulus loans to 3,106 entrepreneurs Bangladesh Krishi Bank has disbursed loans 99 per cent against the target of Tk 200 crore. The bank has disbursed Tk198 crore. Foreign City Bank NA has achieved 100 per cent of the CMSMEs loan disbursement target. Besides, the private sector AB Bank has disbursed 105 per cent loans of the target. The target of the AB bank was Tk 240 crore and it disbursed Tk 253 crore. Read Bangladesh Bank's role in steering economic recovery appreciated Despite the effort of BB, banks failed to fulfill the CMSMEs stimulus loan disbursement target in two consecutive years. The CMSMEs borrowers alleged that banks harass the borrowers in the name of documents for lending.