President Joe Biden on Thursday ordered government health insurance markets to reopen for a special sign-up window, offering uninsured Americans a haven as the spread of COVID-19 remains dangerously high and vaccines aren’t yet widely available.

 So what does a 50-50 Senate get President-elect Joe Biden?

As a candidate for the White House, Donald Trump repeatedly promised that he would "immediately" replace President Barack Obama's health care law with a plan of his own that would provide "insurance for everybody."

A federal appeals court on Wednesday struck down "Obamacare's" now-toothless requirement that Americans carry health insurance but sidestepped a ruling on the law's overall constitutionality. The decision means the law remains in effect for now.

More Americans are going without health insurance, and stable premiums plus greater choice next year under the Obama health law aren't likely to reverse that.