Bangladesh Bank has decided to set up a Tk 3,000 crore refinance scheme for the agriculture sector to deal with the financial crisis caused by Covid-19 pandemic.  “The Tk 3,000 crore fund, named “Agriculture Sector Stimulus Re-financing Scheme (second phase)” was decided to be formed in order to ensure required soft loan for agriculture sector to make its activities more vibrant as sector has an important role to play to face the economic crisis due to the Covid-19 pandemic, said the BB circular issued on Tuesday.  It said any affected farmer can avail a loan up to over 20 per cent extra from the existing sanction limit and the highest amount of loan will be Tk 10 crore, which would be provided by a bank having agreement with the Bangladesh Bank for disbursing this credit under the agriculture and rural credit policy.  Read: BB to banks: Do not directly deposit customers’ payments to e-commerce firms' accounts However, a farmer from the grass root level can avail a loan up to Tk 2 lakh without any collateral. But this loan will not be allowed to use for adjustment of the existing loan repayment.