Savings Certificate
3-Monthly Profit-Bearing Sanchayapatra in Bangladesh: Revised Profit Rates in 2025
The National Savings Scheme 2025 introduced notable changes across all savings certificates in Bangladesh that include the 3-month profit-bearing Sanchayapatra. It focuses on higher profit rates every 3 months for both maturity and early cash-out scenarios against various types of investments. On January 21, the National Savings Department's website disclosed details about tax deductions at source. This clarified the exact amount to be given on savings certificates at maturity or during early withdrawal. Let’s explore the new profit structure of the quarterly interest-bearing scheme.
9 months ago
Paribar Sanchayapatra 2025: Revised profit rates of Family Savings Certificate in Bangladesh
As 2025 began, the National Savings Scheme introduced a revamped structure that substantially changed all savings certificates nationwide including the Paribar Sanchayapatra. These adjustments include an increase in both the investment limits and profit rates compared to previous years. On January 21, the National Savings Department updated its website with detailed information regarding the source tax applicable to these schemes. This update clarified the amounts payable to Sanchayapatra holders upon maturity and encashment. In this context, let’s go over the new profit structure of the widely favored Family Savings Certificate.
Family Savings Certifi
10 months ago
Savings Certificate sales resume
The Department of National Savings (DNS) has resumed its services, including the sale and redemption of savings certificates, following the completion of a server upgrade.
The upgrade work caused a suspension of all savings certificate transactions for about six days. DNS officials confirmed that the server became fully operational on Wednesday, allowing normal services to resume from Thursday.
Despite the restoration of services, customer turnout was notably low on Thursday at the Bangladesh Bank’s Motijheel office. Officials attributed this to a lack of public awareness about the server’s reactivation. Many customers who visited during the outage may not know that the system is now operational, said an official from the central bank.
Read: Savings certificate sales suspended amid server upgrade; customers frustrated
A source from DNS further explained that some customers returned today to submit the necessary forms and documents for purchasing savings certificates. However, since Thursday is the last working day of the week, a significant increase in customer visits is expected from Sunday.
An official from DNS’s public relations department reassured customers that all systems are functioning smoothly.
10 months ago